NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
This is our privacy notice for our customers. When we use the
words "you" and "your" we mean our consumer customers who have a continuing relationship by
purchasing or holding financial products or services such as a:
- Deposit account
- Loan account
- Credit card account
- Safe deposit box
We will tell you the sources of the information
we collect about you and what measures we take
to secure that information.
DEFINITIONS
Nonpublic personal information
means information about you that we collect in connection with
providing a financial product or service to you. Nonpublic personal
information does not include information that is available from
public sources, such as telephone directories or government
records. Going forward, we will use the term "information"
to mean nonpublic personal information as defined in this section.
An affiliate is a company
we own or control, a company that owns or controls us, or a
company that is owned or controlled by the same company that
owns or controls us. Ownership does not mean complete ownership,
but means owning enough to have control.
A nonaffiliated third party
is a person we do not employ or a company that is not an affiliate
of ours. This is also known as a nonaffiliated third party, or, "other party."
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
- Information you give us on applications
or other forms
- Information about your transactions with
us
- Information about your transactions with
other parties
- Information from a consumer reporting agency
INFORMATION WE DISCLOSE ABOUT YOU
WE DO NOT DISCLOSE any information
about you to anyone, except as permitted by law. Examples
of this might include disclosures necessary to service your account
or prevent unauthorized transactions.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees
who need to know that information to provide products or services
to you. We maintain physical, electronic, and procedural safeguards
to protect this information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except
as permitted by law.
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