| Feature | Passbook | Statement | Holiday | Money Market |
| Minimum Balance | $25.00 | $25.00 | None | $7.00 Monthly Fee if average daily balance is below $1,000.00 |
| Interest | Daily Interest, paid quarterly | Daily Interest, paid monthly | Simple Interest, paid Annually on November 1st | Daily Interest, paid monthly |
| Rate | Subject to change monthly | Subject to change monthly | Subject to change monthly, penalty for early withdrawal | Subject to change monthly |
| Checks | N/A | N/A | N/A | Free starter checks, Check Safekeeping available |
| Transfer Limits | No automatic transfers allowed | Limit of 6 pre-authorized or automatic transfers per month | Automatic deposits available – maximum of $50.00 per week | Limit of 6 pre-authorized or automatic transfers per month |
| Statements | Present Passbook for deposits/withdrawals | Monthly | Annually | Monthly |
| Money Orders | $1.50 – $5.00 fee | $1.50 – $5.00 fee | $1.50 – $5.00 fee | No Fee |
State Bank of Richmond
Richmond, Minnesota
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